Step 01
We check the record.
Name, property address, and the approximate sale date. We search the county's records. Free, no obligation, and we tell you the answer either way.
Fairline Surplus Recovery
Your house sold for more than you owed. That money is yours.
When a property sells at a foreclosure or tax sale for more than the debt against it, the extra money, the surplus, belongs to the former owner. The county holds it. Most owners are never told. We find it and file the claim. You pay nothing unless it lands in your account.
What a surplus actually is
- Sale price at auction
- $185,000
- Mortgage payoff, taxes, fees, costs
- - $132,400
- Surplus, held by the county in your name
- $52,600
Illustration only. Your numbers will be different.
Junior lienholders may have a claim ahead of you. Heirs may need probate. This is why claims get denied when people file them wrong.
How it works
Step 02
We confirm who has the right to claim.
Sometimes it is not simple, heirs, co-owners, divorces, junior liens, and prior assignments all change the answer.
Step 03
You sign a written agreement.
It states your fee, in dollars, before we do any work. Read it. Take it to a lawyer if you want to. Ask us questions.
Step 04
We prepare and file the claim.
Documents, notarisation, ID, proof of ownership, court filings if the county requires them.
Step 05
The county releases the funds.
Timelines are set by the county and the court, not by us. They vary enormously. We give you a realistic range for your county once we know which one it is, and we do not promise a date we do not control.
What it costs you
Nothing up front. Nothing while we work. Nothing at all if we do not recover your money.
If we do recover it, our fee comes out of the recovery, and it never exceeds what your state's law allows. We tell you the exact dollar figure before you decide anything, and it is written into your agreement before you sign.
No research fees. No consultation fees. No administrative fees. If another company has quoted you one of those, that is worth a second look.
Watch out for
Not everyone in this business is honest.
The consultation fee trick
Some companies look reasonable on paper, then add a separate consultation or administrative fee on top. Read the whole agreement. Add up every number.
Blank assignments
Never sign an assignment of your rights with the amount left blank.
Pressure to sign today
Your deadline is measured in months or years, not hours.
No entity name
If you can't find their LLC in a state registry, walk away.
Deadlines
Every state sets its own window to claim, and some counties add rules on top. Miss it and the money goes to the state. Tell us where your property sold and we will give you the exact deadline for that county.
Questions
Required disclosure
Before you sign anything with us, read this.
- You do not need us.
- You have the right to file a claim for these funds yourself, directly with the county or court holding them, at no cost. We will tell you which office to contact and what to ask for whether or not you hire us.
- We are not a law firm.
- Fairline Property Group LLC is not a law firm and does not provide legal advice. We are not affiliated with any court, county office, state treasury, or government agency. If your claim involves a dispute, a deceased owner, probate, or competing lienholders, you should speak with a licensed attorney.
- Our fee.
- Our fee is deducted from the amount actually recovered and never exceeds the maximum permitted by the law of the state where the claim is filed. Your exact fee, in dollars, is stated in your agreement before you sign. We charge nothing up front. We charge nothing if we recover nothing. We do not charge consultation fees, research fees, administrative fees, or any other fee of any kind.
- No guarantees.
- We cannot guarantee that funds exist, that your claim will be approved, or how long it will take. Timelines are controlled by the county and the court, not by us.
- If you sign an assignment,
- you are transferring your legal right to claim these funds to us. We will file in our own name and pay you your share after the funds are released. Read that document carefully. You may take it to an attorney before signing. We will wait.
- You may cancel.
- You may cancel this agreement in writing within the period provided by the law of your state.